Punjab
Gold Rate in Ludhiana
Saturday, 25 April 2026
22K Gold
₹1,37,170
per 10 grams
₹13,717/ gram
₹1,09,736 / 8g • ₹13,71,700 / 100g
24K Gold
₹1,49,640
per 10 grams
₹14,964/ gram
₹1,19,712 / 8g • ₹14,96,400 / 100g
Ludhiana Gold Rate — All Weights
Ludhiana Gold Rate - Per Gram, 8g, 10g, 100g
| Weight | 22K Gold | 24K Gold |
|---|---|---|
| 1 gram | ₹13,717 | ₹14,964 |
| 8 grams | ₹1,09,736 | ₹1,19,712 |
| 10 grams | ₹1,37,170 | ₹1,49,640 |
| 100 grams | ₹13,71,700 | ₹14,96,400 |
Rate per gram - 22K: ₹13,717 | 24K: ₹14,964. Excludes GST & making charges.
Gold Rate in Ludhiana with GST (3%)
Every gold purchase in India attracts 3% GST on the metal value. The prices below show what you actually pay at a Ludhiana jeweller — base rate plus GST — before making charges.
GST is charged at 3% on gold value only. Making charges typically attract 5% GST separately and are not included above.
Gold Market in Ludhiana
Ludhiana is Punjab's largest city and the industrial engine of the state — India's undisputed hosiery and bicycle manufacturing capital. The city's prosperous trading and manufacturing community, combined with a large working-class population employed across its factories, creates a broad-based gold market that ranges from heavy Marwari and Punjabi bridal sets to small daily-purchase savings accumulation. Ludhiana's wholesale bullion market is also an important distribution node for smaller Punjab towns, meaning the city's rates influence a wide catchment beyond its municipal boundaries.
Where to Buy Gold in Ludhiana: Key Markets
Chaura Bazaar and the adjacent Ghanta Ghar (Clock Tower) area form Ludhiana's traditional jewellery hub — a compact but dense market with both wholesale bullion dealers and retail jewellers. Sarabha Nagar and the Model Town commercial strips host the branded showroom footprint: Tanishq, Kalyan Jewellers, PC Jeweller, and Malabar Gold all maintain Ludhiana presence. The newer residential areas of BRS Nagar and Dugri have additional mid-market showrooms. Industrial suburb markets cater to the factory worker demographic with smaller-purchase daily-wear gold.
Ludhiana Jewellery Styles & Local Preferences
Ludhiana's bridal gold follows heavy Punjabi conventions — Rani Haar, Champakali, Polki-Kundan sets, and wide Kadas are staples. The city's large Marwari trading community also brings demand for Rajasthani-style heavy bridal sets and 24K coin investment purchases. Industrial worker buyers typically prefer 22K daily-wear studs, small chains, and thin bangles as incremental savings instruments. The city also has a notable market for machine-made 22K chains and lightweight contemporary pieces from branded lines.
Festive & Seasonal Gold Demand in Ludhiana
Lohri in January is Ludhiana's most distinctive local gold-buying occasion — gold gifting is integral to the festival celebration in Punjabi households. Baisakhi in April is a secondary peak. Dhanteras, Diwali, and Akshaya Tritiya are the pan-Indian peaks. The North Indian wedding season November–February is the year's dominant demand window. Factory bonus payouts — typically before Diwali — create a predictable working-class buying surge, as many industrial workers purchase gold coins or small jewellery pieces as a savings act.
Buying Gold in Ludhiana: Practical Tips
Chaura Bazaar's competitive trader density makes it one of Punjab's better markets for negotiating making charges — come with current rates checked and be prepared to compare across two or three shops. Branded chains in Sarabha Nagar offer the most standardised BIS hallmark verification and GST billing. For working-class buyers making small incremental purchases, prefer the branded chains' SIP (Systematic Investment in gold) schemes or government-backed gold coin programmes over loose small coins from unbranded sources.
This is general guidance. Always verify prices, purity, and jeweller credentials independently before any purchase.
How the Ludhiana Gold Rate Is Determined
The gold rate in Ludhiana is not arbitrarily set. It is derived from a chain that begins with the international spot price, typically quoted in US dollars per troy ounce on the COMEX and LBMA. That dollar figure is converted into Indian rupees per 10 grams using the prevailing USD-INR exchange rate. Customs duty on gold imports and a 3% GST are then layered on top to arrive at a landed domestic price.
Local jewellers' associations in Punjab — along with wholesale bullion dealers in Ludhiana — announce daily rates that further reflect local transportation costs, dealer margins, and short-term demand conditions. When you shop at a jeweller in Ludhiana, the sticker price you see per gram is this local-adjusted base rate. On top of that, the final invoice adds making charges (typically 8–25% of the gold value, depending on the design), any wastage charges, stone weight (if the piece has diamonds or gemstones), and 3% GST on the total.
Rates can move within the day in response to global price shifts and rupee movements, which is why Ludhiana jewellers often update their sticker prices each morning. For purchases above a few grams, many buyers in Ludhianacall or check online for the day's quoted rate before visiting the showroom.
Related Pages
Nearby Cities
Gold Rate by Karat
Frequently Asked Questions
What is the gold rate in Ludhiana today?
Today's gold rate in Ludhiana is ₹13,717 per gram for 22K (916 purity) gold and ₹14,964 per gram for 24K (999 purity) gold. These are indicative base rates excluding 3% GST, making charges, and any stone or wastage charges your jeweller may add.
Why does the gold rate in Ludhiana differ from other cities?
Gold rates in Ludhiana can vary slightly from the national average because of local jewellers' association quotes, state-specific levies, transportation costs from import ports, and the concentration of wholesale bullion dealers. The base gold price is set globally, but the landed cost to a Ludhiana retail jeweller is also influenced by supply-chain distance to the nearest bullion hub.
Where can I buy BIS-hallmarked gold jewellery in Ludhiana?
You can buy BIS-hallmarked gold jewellery from any registered jeweller in Ludhiana — look for the BIS triangle logo, the purity stamp (916 for 22K or 999 for 24K), and the six-character HUID code etched onto the piece. Verify the HUID on the BIS Care mobile app before paying. Major branded chains and long-established family jewellers in the city typically maintain full BIS compliance.
What is the gold rate in Ludhiana with GST today?
With 3% GST included, today's gold rate in Ludhiana is approximately ₹14,129 per gram for 22K gold and ₹15,413 per gram for 24K gold. On a 10-gram 22K purchase you would pay around ₹1,41,285 inclusive of GST — the GST component alone on that 10 grams is about ₹4,115. Note that making charges, wastage, and stone-setting fees are additional and are also subject to GST (typically 5% on making charges). Always ask your Ludhiana jeweller for a GST-compliant tax invoice that separately lists gold value, making charges, and the GST amount.
How much gold does a typical bridal set cost in Ludhiana?
At today's Ludhiana rate of ₹13,717 per gram for 22K gold, a 50-gram bridal jewellery set would have a base metal value of approximately ₹6,85,850, before making charges (typically 8–25%) and 3% GST. A full traditional bridal trousseau often involves 100 grams or more of 22K gold across multiple pieces, and the overall invoice can be significantly higher once making charges, wastage, and stone components are added.
Is the gold rate in Ludhiana for 22K or 24K?
We publish both 22K (916 purity, used in almost all Indian jewellery) and 24K (999 purity, used in investment coins, bars, and digital gold products) rates for Ludhiana. 22K is the right benchmark if you are shopping for jewellery at a Ludhiana jeweller. 24K is the relevant benchmark if you are buying investment-grade gold coins, bars, Sovereign Gold Bonds, Gold ETFs, or digital gold.